investment banking :: essays research papers

Investment Banking The intensely competitive, action-oriented, profit-hungry world of investment banking can seem like a bigger-than-life place where deals are done and fortunes are made. Investment bank includes but is not limited to bringing an established company to the market, by that I mean taking company with the capabilities but not capital of expanding, and raising money through other investors or the stock market (IPO) for a commission, I chose this field because of my personal experience with my father and his company, I’ve seen him go from starting off as a cold calling broker, to running a brokerage firm, to starting a brokerage firm, all the way to having his own investment firm. I feel like I would do better with jobs where you set your own hours and work at your own pace. A lot of the work is commission based so the more your work the more you make, this would also benefit me because it would drive me to work more, money is my motivation. To be hired you will need good people and communication skills, highly analytical skills, high ability to synthesize and high creative ability. You will also need experience in modeling, valuing companies, and financial accounting. Accounting If you don’t have a deep background in accounting, but if you are strong in math, then don’t worry, you’ll be able to pick it up fast enough once you’re on the job. If you do have a background in accounting, then it gives you a nice edge. Corporate Finance Corporate finance is different than accounting in that corporate finance relates to valuation and financing decisions. The purpose of accounting is to create statements that lay out the historical financial health of a company for management and investors. The purpose of corporate finance is to apply the results of these statements (along with intangibles such as the strength of the industry and the management team) to a valuation model in order to arrive at a value for the company. Modeling Every model has a purpose. Industrial engineers use production line models to show potential future bottlenecks in the production process based on the changes in certain variables. In finance, models are employed to show such things as the value of a company, the projected cash flow of a company, or the projected financing needs of a company. The creation of tight, solid models is what separates the good analysts from the stars.

I Could See the Man Was Very Unhappy

I could see that the man was very unhappy. As I watched him sitting by himself at the bus stop, a big brown paper parcel beside him, I felt my curiousity perk and was also strangely troubled. I sensed that the old man felt confused and needed someone to talk to. Yet I held back. The party was in half an hour. So I could not make the time for him. Besides, who was I introduced into another person’s privacy? These were my thoughts as I boarded the bus. As the bus drew away from the stop , I looked back at the lone figure on the bridge.A few minutes later, I was back at the same place. He was still there, still alone. I sat down beside him. Other people were ignoring us. I started a conversation with him. At first, he was startled and was silent. As time passed by and he could see that I was sincere, he began to talk. His name was Arthur Tan. Barely, fifteen years ago, he had been a happily married man with two lovely children performing well at school. It seemed that nothing cou ld upset his beautiful life. Then, on one cruise, his family decided to go along with him for a family vacation.It was a hectic time for him, but he thoroughly enjoyed their company. Everything went well until one night, when taking over the wheel, he fell asleep. His ship collided with an oil tanker and both sank. He was the sole survivor of this tragedy. Since that fateful day, Arthur had lived miserable life. With his family gone, his life seemed to lose all meaning. He spent his days in despondency and guilt. His friends shunned him ; hardly anyone spoke a kind word to him, he rarely even saw a friendly human face.He showed me the brown parcel. He had collected all the mementos of his happier life before the tragedy – his uniforms, certificates and his family photographs. He had wrapped all these precious things and tied them up in the big brown paper parcel. As I looked at his collection of memories, I understood his sadness. The people in the photographs were laughing a nd smiling happily. The Arthur Tan in the photographs was so different from the man I could see now in front of me.He started to reminisce, and I let him. I did not care that I was already late for the party. This was more important. He talked for two hours, telling me about his family and the happy times he had with them. Finally, he looked at me with tears in his eyes and said â€Å"Thank you†. Then he got up and left. I found myself sitting alone, hardly noticing the trickle of tears on my cheeks, watching him walk away. I was glad I had been there for him as all he wanted was a person to talk to.

Marketing - 1233 Words

Introduction to Marketing Written Report SK-II Segmentation, Targeting Positioning in Hong Kong Group Members: (Group 2) Chan Yuk Fung, Nichole Ho Wai Ki, Vivian Kwan Tsz Kwan, Sita Ng Chun Ting, Jacky Yuen Ka Wai Date of Submission: 18 Apr 2012 Content 1) Introduction of SK-II P.3 2) Segmentation for SK-II customers P.3-4 3) Analysis of SK-II Segmentation P.4 4) How SK-II target their customers P.4-5 5) Positioning Value Proposition P.5 6) Conclusion P.5 7) References P.6-7 Introduction of SK-II SK-II, is a†¦show more content†¦How SK-II target their customers SK-II is under the concentrated marketing. SK-II has the same marketing mix, and it is for the different customer’s segmentations, which are Demographic, Psychographic and Behavioral. There are 2 main product streams for SK-II, which are Skin Care and Cosmetics. The different product has different effect, like Whitening, Wrinkle Resilient and Spot Control. (*7) The price of SK-II is costly and not adjustable, but there are various seasonal packages for their customers in order to attract them to purchase more and more. Also, there are several selling channels for SK-II, such as Sogo Department Stores, Lane Crawford, Watson’s and Mannings. Excluding those channels, SK-II has their own concept stores in Kowloon Bay and Shatin as well. (*8) For the promotion of SK-II, the two most important ways are from Television and Magazine advertisements with their famous ambassadors. Positioning and Value Proposition SK-II is under a keen competition and is still highly positioned in Skin Care and Cosmetic Industry. The product positioning is noble, mature, modern and confident. For instance, Olay is defined as low price but in high quality and Shiseido is defined as high price in high quality. However, SK-II products captured the hearts of consumers. 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